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The Game
How It Works
Playing the Game
Game Rules
Card Values
Third Card Rules
Betting Limits
Winnings
Options Dialog Box
Shortcut Keys



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Mini Baccarat

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The Game

Baccarat is a thrilling table game played at major casinos throughout the world. Now Jamaica Bay?Casino offers its own multiplayer mini baccarat game on the Internet.

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How It Works

Once you have entered the online casino, you can easily check the guest book to see if any of your friends are currently in the casino and the games in which they are currently participating by clicking on "Information/Info." You can then go back to the game menu to select your game. In the "game room", some tables will be occupied while others will be free. If a table is marked "private," you must ask permission to enter. The player that initially opens the table has the authority to grant permission or deny access to new players. If you find all the tables occupied, simply click on the arrow in the upper right corner to move to the next game room.

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Playing the Game

When you select the "Mini Baccarat" banner from the main lobby / menu, you will be taken to the Baccarat Room where you can choose to play at any one of 15 tables. Choose a table and select if you would like to play alone or with others. If you select to play alone (private table), you control the new table and players must ask permission to join you. If you select a multiplayer table (public table), any player may join you.

Once you have selected a table, press the JOIN button to sit down. If you are opening a new table, you will be asked to cut the cards. Simply place a wager on either PLAYER, BANKER or TIE by selecting the value of the chip you wish to bet with your left mouse button. Then click the desired area on the baccarat table where you wish to place your chip. If you want to change your bet before the cards are dealt, click on the placed chip using your right mouse button to remove it. Once your wager has been placed, hit the DONE button. The game will deal two cards to the player and two cards to the banker.

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Game Rules

The player and the banker are each dealt a two-card hand. Then, following standard baccarat rules, a third card is dealt to the player and/or the banker.

The object of baccarat is to predict whether the banker's hand or the player's hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and aces count as one. The hand with the highest point value wins.

To participate in the game, you place a wager on the banker's hand, on the player's hand, or on a tie. A tie results when both hands have equal point values. If the game does result in a tie, wagers on the banker and the player are returned.

All winning wagers for the banker and the player pay even money. However, if you win by betting on the banker, the bank receives 5% commission. If you correctly wager that the two hands will tie, your payoff is 8 to 1.

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Card Values

Ace = one point

Face cards and tens = zero

All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten; the remainder is the baccarat point value of the hand. For example: 8+8=16, which counts as a 6 in baccarat; and 8+9=17, which counts as 7.

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Third Card Rules

The following baccarat rule chart governs when the player and/or the bank will automatically be dealt (i.e. "draws") receive a third card in the Baccarat game:

Player

Point Value of First Two Cards: ?
0-1-2-3-4-5 Draws a card
6-7 Stands
8-9 "Natural hand", no further draw

Banker

Point Value of First Two Cards: Draws when the player's third card is: Does not draw when the player's third card is:
0-1-2 Always draws a card -
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
6 6-7 0-1-2-3-4-5-8-9
7 Always stands -
8-9 Player cannot draw Player cannot draw

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Betting Limits

Mini Baccarat offers three separate betting ranges: $1-100, $5-500, and $25-1,000.
Each of these three betting ranges has separate limits for the lone tie bet and the tie bet that is accompanied by a player or banker bet:

Betting Range $1-$100 $5-$500 $25-$1,000
Minimum bet $1 $5 $25
Maximum bet $100 $500 $1,000
Minimum lone tie bet $1 $5 $25
Minimum tie bet $1 $1 $5
Maximum tie bet $10 $60 $120

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Winnings

Winning Wager Pays
On the banker or the player
(However, if you win by betting on the banker, the bank receives 5% commission.)
1 to 1
On a tie 8 to 1

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Options Dialog Box

In Mini Baccarat, the Options dialog box offers the following game settings:
  • Play sound effects
  • Play midi music
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Shortcut Keys

The following shortcut keys are available in Mini Baccarat:

To Press
Make the same bet again F1
Deal F2
Quit F12
Open Options dialog box F9
Open Help files F10

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